Personal Loan
Quick personal loans for all your immediate financial needs with instant approval
Personal Loan Details
Get instant personal loans for wedding expenses, medical emergencies, travel, education, debt consolidation, home renovation, or any personal requirements without collateral.
Key Features:
- Loan Amount: ₹50,000 to ₹25 Lakhs
- Interest Rate: Starting from 10.49% per annum
- Tenure: 12 months to 60 months (5 years)
- Processing Time: 24-48 hours approval
- Processing Fee: Up to 2% of loan amount
- Prepayment: Allowed with minimal charges
Eligibility Criteria:
- Age: 21 to 60 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹15,000 per month (Salaried)
- Credit Score: 650 or above preferred
- Work Experience: Minimum 2 years
Required Documents:
- Identity Proof (Aadhar Card, PAN Card, Passport)
- Address Proof (Utility Bills, Rent Agreement)
- Income Proof (Salary Slips, Bank Statements)
- Employment Proof (Offer Letter, ID Card)
- Recent Passport Size Photographs
Why Choose Us?
- Instant Online Approval
- Competitive Interest Rates
- Minimal Documentation
- Flexible Repayment Options
- 100% Secure Process
- 24/7 Customer Support
Contact Us
📞 9999863398
📧 support@badaguidance.com
📍 Haridwar, Uttarakhand
Business Loan
Grow your business with our flexible business loan solutions for all business needs
Business Loan Details
Finance your business expansion, purchase machinery, manage working capital, buy inventory, upgrade technology, or meet any business requirements with our comprehensive business loan solutions.
Key Features:
- Loan Amount: ₹5 Lakhs to ₹50 Crore
- Interest Rate: Starting from 11.99% per annum
- Tenure: 12 months to 120 months (10 years)
- Processing Time: 3-7 working days
- Processing Fee: 1.5% to 2.5% of loan amount
- Collateral: May be required for high amounts
Eligibility Criteria:
- Business Age: Minimum 2 years in operation
- Business Type: Proprietorship, Partnership, Pvt Ltd, LLP
- Annual Turnover: Minimum ₹10 Lakhs
- Credit Score: 700 or above preferred
- Age: 25 to 65 years
Required Documents:
- Business Registration Certificate
- PAN Card & Aadhar Card of Partners/Directors
- GST Registration Certificate
- Income Tax Returns (Last 3 Years)
- Bank Statements (Last 12 Months)
- Balance Sheet & P&L Statement
Loan Types:
- Working Capital Loan
- Term Loan for Expansion
- Machinery Purchase Loan
- Invoice Financing
- Overdraft Facility
Home Loan
Turn your dream of owning a home into reality with our affordable home loan options
Home Loan Details
Purchase your dream home, construct a new house, extend your existing property, or renovate with our flexible home loan solutions at lowest interest rates with longest tenure options.
Key Features:
- Loan Amount: ₹5 Lakhs to ₹5 Crore
- Interest Rate: Starting from 8.40% per annum
- Tenure: Up to 360 months (30 years)
- LTV Ratio: Up to 90% of property value
- Tax Benefits: Under Section 80C & 24(b)
Loan Types:
- Home Purchase Loan
- Home Construction Loan
- Home Extension Loan
- Home Improvement/Renovation Loan
- Plot Purchase Loan
Eligibility Criteria:
- Age: 23 to 62 years (at loan maturity)
- Employment: Salaried or Self-Employed
- Minimum Income: ₹25,000 per month
- Credit Score: 750 or above for best rates
- Work Experience: Minimum 3 years
Required Documents:
- Identity & Address Proof
- Income Proof (Salary Slips/ITR)
- Bank Statements (Last 6 Months)
- Property Documents & Title Deed
- Sale Agreement/Construction Estimate
Loan Against Property (LAP)
Unlock the value of your property with our Loan Against Property at competitive rates
Loan Against Property Details
Get high-value loans by mortgaging your residential, commercial, or industrial property for business expansion, education, medical emergencies, or any personal requirements.
Key Features:
- Loan Amount: ₹10 Lakhs to ₹10 Crore
- Interest Rate: Starting from 9.25% per annum
- Tenure: Up to 180 months (15 years)
- LTV Ratio: Up to 65% of property value
- Prepayment: Allowed after 6 months
Property Types Accepted:
- Residential House/Flat
- Commercial Property/Office
- Industrial Property
- Land/Plot (Residential/Commercial)
Eligibility Criteria:
- Age: 25 to 70 years
- Employment: Salaried or Self-Employed
- Property: Should have clear title
- Credit Score: 650 or above
- Income: Minimum ₹30,000 per month
Required Documents:
- KYC Documents (Aadhar, PAN)
- Income Proof & Bank Statements
- Property Documents & Title Deed
- Property Tax Receipts
- Valuation Report
Car Loan - New & Used
Drive your dream car today with our easy car loan solutions for new and used vehicles
New Car Loan
Finance your new car purchase with attractive interest rates and flexible repayment options covering up to 100% on-road price.
Key Features:
- Loan Amount: ₹1 Lakh to ₹1 Crore
- Interest Rate: Starting from 8.70% p.a.
- Tenure: 12 to 84 months (7 years)
- Down Payment: From 10% onwards
- Funding: Up to 100% on-road price
Benefits:
- Instant In-Principle Approval
- Doorstep Documentation
- Registration & Insurance Included
- Flexible EMI Options
Used Car Loan
Get pre-owned car financing with quick approval for cars up to 10 years old with competitive interest rates.
Key Features:
- Loan Amount: ₹50,000 to ₹50 Lakhs
- Interest Rate: Starting from 10.50% p.a.
- Tenure: 12 to 60 months (5 years)
- Down Payment: From 15% onwards
- Funding: Up to 85% of car value
Eligibility:
- Age: 21 to 65 years
- Income: Minimum ₹20,000/month
- Credit Score: 650 or above
- Employment: Salaried or Self-Employed
Education Loan
Invest in your future with our comprehensive education loan solutions for studies in India & abroad
Education Loan Details
Finance your higher education dreams with our education loans covering tuition fees, accommodation, travel, books, and other study-related expenses for courses in India and abroad.
Key Features:
- Loan Amount: ₹50,000 to ₹1.5 Crore
- Interest Rate: Starting from 9.50% p.a.
- Tenure: Up to 15 years
- Moratorium: Course duration + 1 year
- Tax Benefits: Under Section 80E
Loan Covers:
- Tuition Fees & Exam Fees
- Hostel & Accommodation
- Library, Lab & Equipment
- Books & Study Material
- Travel & Insurance
Eligible Courses:
- Graduation (UG/PG)
- Professional Courses (MBA, CA, CS)
- Engineering & Medical
- Diploma & Vocational
- Study Abroad Programs
Eligibility:
- Indian Citizen
- Admission in recognized institute
- Co-applicant required
- Good academic record
- Age: 18 to 35 years
Micro Loan
Small loans for small businesses, micro-enterprises, and self-employed individuals
Micro Loan Details
Specially designed for micro-enterprises, small traders, artisans, self-help groups, and individuals who need small amounts for business or personal requirements with minimal documentation.
Key Features:
- Loan Amount: ₹5,000 to ₹10 Lakhs
- Interest Rate: Starting from 12% p.a.
- Tenure: 6 months to 36 months
- Processing Time: 24-48 hours
- Collateral: Not required
Who Can Apply:
- Small Business Owners
- Street Vendors & Hawkers
- Artisans & Craftsmen
- Small Retailers
- Self-Help Groups
Loan Purpose:
- Working Capital
- Purchase Stock/Inventory
- Equipment Purchase
- Business Expansion
- Emergency Needs
Documents Required:
- Aadhar & PAN Card
- Address Proof
- Bank Statements (3-6 months)
- Business Proof (if applicable)
Government Scheme Loans
Access government-backed loan schemes with subsidized interest rates and special benefits
Mudra Loan
Government scheme for micro and small businesses with collateral-free loans under three categories.
Loan Categories:
- Shishu: Up to ₹50,000
- Kishore: ₹50,001 to ₹5 Lakhs
- Tarun: ₹5 Lakhs to ₹10 Lakhs
Features:
- Interest: 8% to 12% p.a.
- Tenure: Up to 7 years
- No Collateral
MSME Loan
Special loans for Micro, Small and Medium Enterprises under government schemes with attractive terms.
Features:
- Amount: Up to ₹25 Crore
- Interest: 7% to 10% p.a.
- Tenure: Up to 10 years
- Interest Subsidy Available
- Credit Guarantee
Eligibility:
- MSME Registration
- Business Vintage: 1+ year
Startup India Loan
Government initiative to support innovative startups with easy funding and mentorship programs.
Features:
- Amount: Up to ₹10 Crore
- Interest: Competitive rates
- Tax Benefits Available
- No Angel Tax
- Easy Compliance
Eligibility:
- Startup Age: Up to 10 years
- DPIIT Recognition
Stand-Up India
Loan scheme for SC/ST and Women entrepreneurs to set up greenfield enterprises.
Features:
- Amount: ₹10 Lakhs to ₹1 Crore
- Interest: Bank rate + 3%
- Tenure: Up to 7 years
- Credit Guarantee
Eligibility:
- SC/ST or Women
- Age: 18+ years
- New Business
PM SVANidhi
Special micro-credit scheme for street vendors to resume their livelihoods.
Features:
- 1st Loan: ₹10,000
- 2nd Loan: ₹20,000
- 3rd Loan: ₹50,000
- Interest: 7% (with subsidy)
- Tenure: 12 months
Benefits:
- 7% Interest Subsidy
- Digital Cashback
PMEGP Loan
Prime Minister's Employment Generation Programme for new micro-enterprises.
Features:
- Manufacturing: Up to ₹50 Lakhs
- Service: Up to ₹20 Lakhs
- General: 15-25% subsidy
- Special: 25-35% subsidy
Eligibility:
- Age: Above 18 years
- Education: 8th pass minimum
- New Enterprise Only
Why Choose BADA Guidance?
Your trusted loan partner in Haridwar with expert guidance and hassle-free processing
Quick Approval
Fast processing and instant approval with minimal documentation.
Best Interest Rates
Competitive rates from leading banks and NBFCs with flexible terms.
Expert Guidance
Dedicated loan experts to guide you through entire process.
100% Secure
Complete data security with transparent loan processing.